Trust you can see and explain.
The Synapse Trust Score turns who you are and how you transact into a single, understandable signal — so PayPartner can personalise your experience instead of asking you to prove yourself over and over.
Concept in development. Not yet available to the public.
Illustrative example only. Not a real score and not a promise of any outcome.
Illustrative example — Synapse Trust Score concept
How it works
From verified identity to a personalised experience.
Each step adds a signal. Together they form the Synapse Trust Score.
- Verified identityOne verified account, checked once.
- KYC / AML checksKnow-your-customer and monitoring checks.
- Financial connectionsLinked, permissioned institutions.
- Behavioural signalsPatterns of how you transact.
- Synapse Trust ScoreA dynamic, explainable trust signal.
- Personalised experienceThe right limits, features and offers.
Inside the system
Five parts of the trust story.
How to read this page: PayPartner is in development. Every capability below is labelled with an honest status.
- BuildingActively in development — not yet available to the public.
- PlannedCommitted to the product roadmap; not yet available.
- Coming LaterLonger-term goal. Timing is not committed.
- ConceptEarly product thinking. Scope may change.
Identity Verification
You verify once, properly, and that verification travels with you across PayPartner.
- Government-issued identification
- Biometric confirmation on your device
- A single verified account, not many
Risk Assessment
Know-your-customer and anti-money-laundering checks run as part of onboarding and continuously after.
- KYC / AML screening at onboarding
- Ongoing transaction monitoring
- Clear status so you are never in the dark
Trust Engine
Financial connections and behavioural signals feed a dynamic score that reflects how you actually use the platform.
- Linked, permissioned institutions
- Transaction and payment history
- On-platform behaviour patterns
Lending Decisions
A higher trust signal can mean higher limits, better rates and smoother approvals, decided from behaviour rather than paperwork.
- Limits matched to your trust signal
- Faster, fewer form submissions
- Always explainable, never a black box
Privacy & Security
You decide what is connected. Unlinking an institution updates your score, and you can see exactly what shaped it.
- Permissioned connections only
- You can disconnect any institution
- Your score is never sold
Illustrative example only. Not a real score and not a promise of any outcome.
Illustrative example
What shapes your score.
A score is a summary, not a verdict. It reflects verified identity, the checks you have completed, the institutions you have connected, and the way you use the platform day to day.
Because the score is explainable, you always know what to do next — and a higher score never removes your control. It is not a credit decision on its own.
See related featuresGet involved
Verify once. Move freely.
Join early access and be among the first to experience a platform built around one trusted identity.